Goes beyond what auto insurance can provide.
At first glance you might think covering a recreational vehicle (or RV) is just like getting ordinary auto insurance… but the freedom of the motor-home lifestyle brings a few extra potential headaches that make this specialized policy worthwhile.
What does RV insurance cover?
Windshield coverage is a must in a camper, given both the significant costs of fitting such a large sheet of glass and the fact that you’ll often need a replacement from a specialized supplier.
RV insurance will often also include enhanced coverage for your personal possessions, meaning you can relax when taking those extra creature comforts and gadgets on a motor-home trip. Additionally, make sure to look for a camper insurance policy that covers theft as well as damage in a collision or fire.
Policy options that can prepare you for unexpected situations.
While most insurance has limits on individual items, RV insurance policies often include a specific allowance for awnings and gas bottles…both of which can be particularly expensive to replace.
When considering motor-home or RV insurance, it’s worth looking for policies that offer rental cars and/or accommodation if your camper is put out of action during a trip, removing that extra worry