Business Insurance
A Business Owners Policy (BOP) combines business property and business liability insurance into one convenient policy. We’ll work with you to design coverage that protects your business from a variety of risks, unique to your industry.
Why does your business need business owners insurance?
Because your business faces the unexpected on a daily basis, there are always risks involved. Whether it’s the risk of damage or loss to your property or customers, the only way to protect your business is with the right policy. With the convenience of a Business Owners Policy (BOP) you can minimize the risks and focus on the future of your business.
Includes property insurance.
The first type is property insurance. Property insurance covers risks associated with the property your business is located on, along with the equipment and vehicles. In addition, it often includes any associated loss of business. This is an essential coverage, not only to protect the integrity of your business but also the assets and income. For instance:
- Fire
- Flooding
- Theft
- Accidental Damage
- Loss of Income
- Loss/Damage of Property
Also includes liability insurance coverage.
The second type is liability insurance which covers damage to people you deal with and their property. However, it’s important to note that liability insurance does not cover risks related to professional services–meaning damages that result from you giving clients inaccurate advice but becomes a necessity if:
- You meet your clients at your business or theirs.
- You have physical access to your clients’ equipment.
- There is a risk of damage to people or business.
Customized coverage for your business.
Getting a business owners policy (BOP) means covering all these risks in one go, which significantly reduces stress and brings you peace of mind. Polices are typically custom made to cover your specific needs, and pricing varies depending on your business.
Understanding your unique business needs.
Designing a business owners policy that works best for you and your business is what we do best. We are focused on understanding your business so we can develop the right policy to protect it. . Finding the right BOP coverage to meet your needs is the best place to start.
No matter what kind of business you run, consider the benefits of business owners insurance. From startups to established businesses, we will develop a custom plan for you. Contact us today to get started!
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Call Us today for your insurance needs
- 423-836-9091